SAVING

Business is tough. For a retailer the costs of doing business go far beyond those of buying stock, paying rent and hiring staff.
The BHF can help in many ways, providing very special deals to help cut the cost of running a shop.

These are some of the areas in which we can help:

Credit Card Costs: As the charges made by the big credit card companies can be excessive for a small independent the Federation negotiates nationally with the banks for preferential rates for members - and gets them. Barclays Merchant Services offers a maximum charge of just 1.3% for credit cards and 13p for debit cards. These rates go lower depending on your average transaction value and annual card turnover. The huge uptake of this deal has already made it one of our major services. If you are paying more than this, telephone right now.
Contacts: Regional Managers and Robert Saddington (Head Office. 0121 446 6688) or e-mail us on info@bhfgroup.co.uk

Phones: A special deal is available to cut the cost of calls. Contact us on 0121 446 6688 or e-mail us on info@bhfgroup.co.uk

Utilities: Electricity Bills can give you a shock. To insulate yourself from the pain contact us on 0121 446 6688 or e-mail us on info@bhfgroup.co.uk

Property: The current rating revaluation is going to lead to big rises in Rates demands. Worse, this time round appeals cannot be backdated for years!
In conjunction with property specialists BHF Group can offer help with Business Rates, Rental Reviews and Lease Renewals. The complete service, from start to finish, with no up-front charges and a no-win no-fee basis, just a percentage of any savings achieved.
Contact: Alan Hawkins (Head Office. 0121 446 6688) e-mail: info@bhfgroup.co.uk

Business Insurance: Towergate Risk Solutions is a trading name of Towergate Underwriting Group Limited. BHF Group is an Appointed Representative of Towergate Underwriting Group Limited which is authorised and regulated by the Financial Services Authority. Towergate Underwriting Group Limited’s register number is 313250 and this can be checked by visiting the FSA website at www.fsa.gov.uk/register.

Towergate Risk Solutions, Woodlands House, The Avenue, Cliftonville, Northampton NN1 5SY
t: 0844 892 1330
e: bhf@towergate.co.uk
w: www.towergaterisksolutions.co.uk

Stationery: The Federation can supply just about any item of stationery you could ever need, and all at attractive prices due to the bulk-buying power of the membership. In 1998 the Federation teamed up with Charter Office Equipment Ltd to give members the benefit of nationally available stationery supplies at excellent rates while retaining the ability to provide the items of special interest to hardware retailers. The top selling lines shift millions of units a year: Pricemaster labels - 16 million pa: Cash receipt pads - 5 million pa: Till Rolls - 1.5 million pa. A complete catalogue is available to all members.
Contact: Gill Jones (Sales Office. 0121 446 6688) or e-mail stationery@bhfgroup.co.uk

Shop Design: We provide comprehensive shop design and shop fitting services, enabling members to achieve more eye-catching product displays, more effective use of space and “shopper friendliness”, increasing the traffic flow of your customers and their average spend. Whether you need just part of your store re-organised or a complete refit, we can offer solutions tailored to your individual needs. You may just need minor adjustments or a complete change. Either way, we provide a total service from initial design to refit.
Contact: Salepoint Ltd (Via Head Office. 0121 446 6688)